Cash App, operated by Block Inc., has reached a **$12.5 million class action settlement** involving allegations that the app sent unsolicited promotional “Invite Friends” text messages without clear consent. Under the settlement terms, eligible individuals may receive compensation of roughly **$88 to $147 per person** if they meet certain criteria and file a valid claim before the deadline. This provides a financial recovery opportunity especially for those who received unwanted texts and qualify under the settlement’s requirements.
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What Is the Settlement About?
The lawsuit (called Bottoms v. Block Inc.) was filed in federal court, alleging Cash App violated Washington state privacy laws by transmitting unsolicited referral texts through its “Invite Friends” program between November 14, 2019 and August 7, 2025. Cash App agreed to settle the case for $12.5 million without admitting any wrongdoing, resolving legal claims tied to these messages.
How Much You Could Receive
Eligible claimants who submit valid claims may receive payments estimated between **$88 and $147 per person**. The exact payout amount depends on the number of approved claims and administrative costs; fewer claimants could mean a higher per-person payment, and vice-versa.
- Total settlement fund: $12.5 million
- Estimated payout per claimant: ~$88–$147
- Payment method: Check, direct deposit, or electronic options
- Expected payouts: Early 2026 after claims are processed
Who Is Eligible?
To be eligible for a settlement payment, you typically must meet these criteria:
- You received an unsolicited Cash App referral or promotional text message;
- You were a resident of **Washington state** at the time the message was received;
- You did not clearly and affirmatively consent to receive the message under state law; and
- You file a valid claim by the required deadline.
Even if you never signed up for Cash App, you may still qualify if your phone number received such messages during the eligible period and you lived in Washington.
Key Dates and Deadlines
The settlement required affected individuals to submit claim forms by a specified deadline (often reported as October 27, 2025). Payments are expected to be issued in early 2026 once claims are verified.
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Once the official settlement claims website is active, eligible individuals can claim their share by completing a form that typically asks for:
- Your full name and contact details;
- The phone number(s) that received the Cash App text message;
- Proof of residency in Washington during the eligible period;
- An attestation that the messages were unsolicited.
Claims may be submitted online or by mail, and each eligible claimant is usually allowed to submit only one claim regardless of how many messages they received.
Important Things to Know
- This settlement applies specifically to the text message class action under Washington state law — other Cash App legal actions (like data breach settlements) are separate.
- Cash App did not admit to illegal conduct as part of this settlement.
- The actual per-claim payment could change based on the total number of eligible claims received.
Why This Matters
Class action settlements often go unclaimed because people don’t know they’re eligible. If you lived in Washington and received unsolicited Cash App referral texts between 2019 and 2025, you could be entitled to a payout — even if you never used the app yourself. It’s important to check official settlement websites and file claims before deadlines to ensure you don’t miss out on compensation.
FAQs — Cash App Settlement Payments
Who qualifies for the Cash App settlement payment?
Individuals who received unsolicited Cash App referral messages while residing in Washington state during the defined period and did not consent to receive such messages are generally eligible.
How much will I receive from the settlement?
Payments are estimated to range between about $88 and $147 per eligible claimant, depending on the number of claims filed.
Do I need a Cash App account to qualify?
No — eligibility is based on receiving the unsolicited messages, not on having an active Cash App account.
When will payments be distributed?
Payments are expected in early 2026 after claims are reviewed and verified by the settlement administrator.
