Bringing a dog into your home is a joyful experience—but it also comes with costs. From adoption fees to food and vet care, dog ownership requires budgeting. Luckily, some breeds are naturally more affordable to own and maintain, making them great choices for first-time owners, families, and every lifestyle. Here are the 10 best affordable dog breeds that are loving, low-maintenance, and easy on your wallet.
1. Beagle
The Beagle is a small-to-medium scent hound known for its friendly personality and modest care needs.
- Low grooming requirements
- Moderate exercise needs
- Excellent family dog
- Moderate feeding costs
2. Labrador Retriever
Labs are loving, loyal, and one of the most popular breeds worldwide—yet they are affordable due to easy training and common availability.
- Easy to train
- Strong health and lifespan
- Great with kids and families
- Food and vet costs moderate
3. Dachshund
The adorable Dachshund has a big personality in a small body. They need minimal space and modest food portions, keeping overall costs lower.
- Minimal grooming
- Good for apartments
- Low feeding costs
- Energetic yet small exercise needs
4. Pug
Pugs are lovable and social companions. Their small size means lower food costs and easier care routines.

- Low-maintenance coat
- Friendly temperament
- Minimal space required
- Affordable food expenses
5. Chihuahua
One of the smallest dog breeds, the Chihuahua has low upkeep costs and thrives in compact homes.
/twenty20_f84c633e-705e-4bf8-a724-00cdea750d8d-590b51893df78c92837b18d6.jpg)
- Very low food costs
- Low exercise needs
- Minimal grooming
- Perfect for city living
6. Border Collie
While needing more exercise, the Border Collie has few hereditary health issues and is easy to train—saving on vet bills and training costs long term.
- Highly trainable
- Great for active lifestyles
- Strong overall health
- Mental stimulation keeps costs down
7. Shih Tzu
This charming small dog has gentle exercise needs and manageable grooming costs compared to longer-haired breeds.
- Good indoor companion
- Regular brushing maintains coat
- Moderate health care costs
- Perfect for first-time owners
8. Australian Shepherd
The energetic Australian Shepherd is ideal for active owners. With a healthy genetic profile and straightforward training, ongoing care stays affordable.

- Great for active lifestyles
- Easy to train
- Few major health issues
- Good longevity
9. Mixed Breed Dogs
Mixed breed or shelter dogs are often the most budget-friendly option. Adoption fees are lower, and mixed breeds tend to have strong immune systems.

- Lower adoption costs
- Fewer genetic health problems
- Varied sizes and personalities
- Great for families and singles
10. Yorkshire Terrier
The tiny Yorkshire Terrier offers big personality in a small package. Their small size equates to low food and basic care costs.

- Low food requirements
- Great city companion
- Minimal space needed
- Responsive and playful
How to Keep Dog Ownership Affordable
Owning a dog can be affordable with smart planning:
- Choose appropriate dog food and portion control
- Schedule preventive vet checkups
- Train at home with positive reinforcement
- Consider pet insurance for emergencies
Final Thoughts
These 10 best affordable dog breeds fit a variety of lifestyles—from apartment living to active family homes. Remember, the true cost of dog ownership includes love, time, commitment, and care. With the right breed and planning, your dog can be a cherished and affordable companion for years to come.